1. In a vehicle accident it is very important to confirm the driver’s identity. The best way to do this is to view there drivers license making sure that you are talking to the person that is in the photo.
  2. Make sure that you get all relative details ie: name, address, and contact phone numbers.  Also make, model & registration number of there vehicle.
  3. If you are insured ALWAYS go through your insurance company. Your insurance company is working for you & they are there to help YOU, not the other party.
  4. Never admit liability in the event of an accident. Leave this up to the Police if they are attending the accident or your insurance company. They have processes for determining who is at fault in an accident.
  5. If it is proved that you are not at fault you will have no insurance excess to pay & it will not effect your no claims bonus.
  6. Be wary of people who want to cash settle the damage to your vehicle. Usually these people are NOT insured & they are not looking out for your best interests. When possible ALWAYS go through your insurance company.